The more business-y downtown. Jing'an is actually a district, but when people talk about JIng'an they usally mean the old Jing'an from Nanjing Lu to the Suzhou Creek. Jing'an has some nice compounds, it's very close to a lot of bars and restaurants and offices, and if your apartment faces the right direction, million-dollar views down Suzhou Creek to The Bund. In both Xuhui and Jing'an, you're likely to be paying a bit more than elsewhere. Good compounds are xxx, xx