Group health insurance provider, StartupCare, refashioned itself a shiny new digital platform and now calls itself blüüm菁晨. Good option for start-ups and SMEs, but the company also has other more focused options such as ‘blüüm sports’ and ‘blüüm women’. Everything gets done through its app — like submitting and managing claims, checking your symptoms 24/7 (although we’re pretty sure that just instigates the risk of hypochondria), and finding/booking a doctor.